This page provides conventions for use with the Application Boarding API resource. For instructions on implementing Application Boarding API requests, see the Application Boarding implementation guide as well as the relevant endpoints' implementation guides and API reference.

'Save Data' Request Conventions

The following table shows key and value pairs accepted in the data array in a 'Save Data' request. The sets marked "Required" will ultimately be required for the application's approval in underwriting, but they are not required for a 'Save Data' request to succeed. For instructions on sending this request, see the Save Data implementation guide:

`key`	Requirement for Application Approval	`value`
`legal_name`	Conditional Requirement: Required, except when `business-type` is `sole-prop`.	The legal name of the business.
`business_name`	Required	The 'Doing Business As' (DBA) name of the business. This will appear on a cardholder's statement.
`business_websites`	Required	A list of URLs.
`business_email`	Required	An email address for the business.
`business_phone`	Optional	The telephone number for the business. This will appear on a cardholder's statement.
`business_address`	Required	The mailing address for the business.
`business_type`	Required	The business type. Send one of the following: • `sole-prop` - Sole Proprietorship • `llc` - Limited Liability Company • `corporation-public` - Public Corporation • `corporation-private` - Private Corporation • `partnership` - Partnership • `tax-exempt` - Non-Profit
`limited_partnership`	Required	Send `true` if the business is a limited partnership, `false` if it is not.
`trading_status`	Required	The trading status of the business. Send one of the following: • `pt` - Publicly traded • `np` - Non-public
`tax_id_type`	Required	The type of tax ID provided in the application. Send one of the following: • `ein` - Employer Identification Number (EIN) • `ssn` - Social Security Number (SSN)
`tax_id`	Required	The tax ID for the business.
`state_filed`	Required	The U.S. state in which the business files taxes.
`business_established`	Required	The date the business was established, formatted as YYYY-MM-DD.
`business_mcc`	Required	The Merchant Category Code (MCC) of the business's industry.
`business_description`	Required	A detailed description of the type of clients the business sells to.
`ownership`	Required	An object containing an array of objects, the requisite form of which is determined by `business_type`. See Owner / Officer Information in the 'Save Data' implementation guide.
`processing_history`	Required	Send `true` if the business has processed credit cards before or `false` if it has not.
`business_services_process`	Required	At what point the business processes a payment. Send one of the following: • `order` - Payments are processed at the time of order. • `fulfill` - Payments are processed at the time of fulfillment.
`business_services_auth_time`	Required	The number of days before fulfillment the business takes payment. Send one or more of the following: • `1` - 0 to 1 days • `30` - 2 to 29 days • `30+` - 30 to 89 days • `90+` - 90 or more days
`card_brands`	Required	The card brands the business accepts. This should be an object of five Booleans: • `vi` - Set this to `true` if Visa is accepted. • `mc` - Set this to `true` if Mastercard is accepted. • `di` - Set this to `true` if Discover is accepted. • `am` - Set this to `true` if American Express is accepted. • `gp` - Set this to `true` if Google Pay is accepted.
`card_volume`	Required	The projected annual volume of all card payments to the business.
`ach_volume`	Optional	The projected annual volume of ACH payments to the business.
`total_volume`	Required	The projected total annual sales, including cash.
`high_ticket`	Required	The high ticket business to consumer (B2C) amount.
`fulfillment_provider_flag`	Required	How the order is filled. Send one of the following: • `business` - The order is fulfilled by the business submitting this application. • `thirdparty` - The order is fulfilled by a third party.
`fulfillment_delivery_method`	Required	How the order is received. This should be an object of four Booleans: • `digitally` - Set this to `true` if some or all orders are fulfilled digitally. • `pickup` - Set this to `true` if some or all orders are picked up. • `delivery` - Set this to `true` if some or all orders are delivered. • `Service` - Set this to `true` if some or all orders are provided as a service.
`delivery_confirmation`	Required	Send `true` if you authorize delivery without getting a signature, `false` if you do not.
`fulfillment_name`	Optional	The name of the fulfillment center.
`fulfillment_contact`	Optional	The name of the fulfillment contact.
`fulfillment_email`	Optional	The email address of the fulfillment contact.
`fulfillment_phone`	Optional	The phone number of the fulfillment contact.
`fulfillment_address`	Optional	The address of the fulfillment center.
`fulfillment_process_flag`	Optional	Send `true` if the fulfillment center enters credit card payments on your behalf, `false` if they do not.
`bank_routing`	Required	The 9-digit routing number of the bank receiving the money.
`bank_account_number`	Required	The account number of the bank account receiving the money (usually 10-12 digits).